Terms of Use

Parivaar CFO is a family-focused financial management platform designed to help households organize, understand, plan, and manage their financial information in one place.

By creating an account or using Parivaar CFO, you agree to these Terms of Use.

If you do not agree with these Terms, please do not use the service.

Parivaar CFO is not a bank, payment system, or financial institution unless specifically stated for a particular regulated service.

Parivaar CFO does not hold your bank deposits.

Where third-party regulated providers are used to connect financial information, those services operate under their own terms, privacy policies, and regulatory requirements.

Parivaar CFO may use information you provide, information you manually enter, and information obtained through supported integrations to generate financial insights.

Parivaar CFO does not rely on AI alone for calculations or financial records. Where applicable, financial calculations and account information are based on underlying data and system logic, while AI is used to explain, summarize or assist with understanding.

Parivaar CFO will not intentionally represent AI-generated information as guaranteed financial outcomes.

Parivaar CFO allows households to create family relationships and permissions.

The household controller may be able to manage certain household settings and member permissions. However:

Adding someone to a household does not automatically give another person access to that individual’s financial information.

Where required, separate consent and verification will be requested.

For minors, access and data handling will follow applicable law and the permissions established by the responsible parent/guardian.

Where account connectivity is available, Parivaar CFO may use regulated or authorized third-party infrastructure to facilitate financial-data sharing.

You control whether you provide consent.

You should only connect accounts that you are authorized to access.

You may be able to revoke consent depending on the integration and applicable provider rules.

Some information may need to be entered manually because financial institutions may not provide a complete picture of your household finances.

You are responsible for ensuring that information you manually enter is reasonably accurate.

Incorrect or incomplete information may result in less accurate insights.

Some Parivaar CFO features may require a paid subscription.

Pricing, billing frequency, taxes, renewal terms, and available features will be displayed before purchase.

Payments may be processed through third-party payment providers.

Parivaar CFO does not store your complete card details when payment processing is handled by a third-party payment provider.

Your use of those services may also be subject to their respective terms and policies.

We will only use integrations that are appropriate for the relevant functionality and permissions.

Your privacy matters to us.

We use reasonable technical and organizational measures designed to protect information handled through Parivaar CFO.

However, no internet-based service can guarantee absolute security.

You should also protect your own passwords, OTPs, devices, and accounts.

We may suspend or terminate accounts involved in serious abuse or unlawful activity.

The Parivaar CFO name, logo, website design, software, content, visual identity, and other original materials are owned by or licensed to Parivaar CFO unless otherwise stated.

You may use the service for its intended personal or authorized business purposes.

You may not copy, reproduce, modify, distribute, sell, or commercially exploit our proprietary materials without appropriate permission.

We work to keep Parivaar CFO available and reliable.

We do not guarantee uninterrupted availability.

If information is received from a bank, Account Aggregator, or another third-party provider, Parivaar CFO generally relies on the information supplied by that provider.

If you notice incorrect information, you should verify it with the relevant financial institution or provider.

Nothing in these Terms is intended to exclude or limit liability where doing so would be prohibited by applicable law.

We may update these Terms when our services, technology, legal requirements, or business operations change.

When significant changes are made, we will provide appropriate notice.

The updated version will be published on this page with a new “Last updated” date.

You may request closure of your Parivaar CFO account, subject to applicable legal, regulatory, security, and record-retention requirements.

Some information may need to be retained where required by law or for legitimate legal/security purposes.

These Terms will be governed by the laws applicable in India, subject to applicable mandatory legal requirements.

Any dispute will be handled according to applicable Indian law and the appropriate courts/authorities.

If you have questions about these Terms, contact: